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Save your company money using this less complicated and less expensive tool rather than the Letter of Credit. Properly structure to retain control over the goods until payment. Know roles of the exporter’s bank (remitting bank) and the importer’s bank (collecting bank).



Aysegul Budak

Aysegul-PhotoAysegul Budak is Credit Manager at Osterman and Company Inc., an international distributor of engineering and commodity-grade thermoplastics. In addition to a domestic credit portfolio, she manages international letter of credit transactions and supports Osterman’s international credit portfolio.

Prior to Osterman, Aysegul worked in banking -- in Turkey for Halk Bank A. S. and in the U.S. for National City Bank (now known as PNC Bank). At both banks, she was responsible for international trade and commercial credits. She is a Certified International Trade Specialist, as well as an International Credit Professional (CICP).

Aysegul earned her M.B.A. degree from Bellarmine University in Louisville, KY, and a Bachelor of Economics from Gazi University, Ankara, Turkey with a major in labor economy and industrial relations. She is presently completing a second master’s degree in labor economy and industrial relations with a focus on organizational behavior, particularly multicultural organizations and the effects of cultural diversity.