International Credit and Risk Management Summit Speakers


Michael Andreasen, ICCE Senior Credit Analyst | Covestro GmbH | Leverkusen, Germany

Michael Andreasen, ICCE, started his long credit management career in the credit control department of TNT Denmark in November 1990. After a period of nine years at the international regional head office in Windsor, U.K., he moved to the corporate head office in the Netherlands in 2009 where he held the role of corporate working capital process manager. In the last 15 years, Michael was involved in designing standard global invoice-to-cash processes, drafting global credit policies and was one of the main invoice-to-cash process specialists for TNT’s award-winning global implementation and rollout of SAP FICO/MM. In addition, Michael helped to develop global credit and collections performance management processes and was process specialist in the global implementation and rollout of SAP FSCM. He was also involved in shaping a global invoice-to-cash training program and carried out various process training sessions across many of TNT’s offices, mainly in Europe and the Americas. In 2015, Michael moved to Germany to take up the position of senior credit analyst with Covestro GmbH (previously Bayer Material Science) based at its Western Europe shared service center in Leverkusen.

Michael also served as chair of FCIB’s European Advisory Council for a two-year period and has been both a speaker and a moderator at FCIB’s European conferences in the recent past.

Christiane von Berg | Regional Economist | Coface | Frankfurt-am-Main, Germany

Christiane von Berg is the regional economist of Northern Europe for Coface. With more than 12 years of experience in different fields, she is a generalist in the field of political economy. Christiane has a German master’s degree in economics and political science from the University of Mainz. She completed her studies after a year of economic doctorate courses at the well-known Kiel Institute for the World Economy. During her studies, she worked as an assistant to the spokesperson for financial policy of the CDU parliamentary group at the state parliament of Rhineland-Palatinate.

In addition, Christiane gained experience in the field of media for several years, as an assistant editor for the German political TV-channel, PHOENIX, focusing on election reporting. After her studies, she joined the Bavarian state bank, BayernLB, where she worked as an economist focusing on the U.S. and Japan in macro-economic research. Here, she specialized on fiscal and monetary policy as well as on political risk. Since 2019, she has worked in the Coface economic research group, where she specializes in country- and sector risks analysis. 

Sarah van den Bulck | Corporate C&C and AP Manager | Borealis Polymers NV | Mechelen, Belgium

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Having gained a master’s degree in economics (magna cum laude) and qualified teacher status from the Lessius Hogeschool of Antwerp, Sarah van den Bulck launched her career in the corporate world in 2000.

Sarah first began as an assistant controller for the Goodyear group, when in 2002, she joined Borealis. She’s had several varied and challenging positions within the finance department during which time she has implemented continuous improvement initiatives.

Sarah’s current projects involve the creation of strategies around automation through RPA and AI, encompassing both the credit and collections and accounts payable areas.

As the company progresses through the new digital era, Sarah has moved into a full time digital business development role within Borealis.

Ben Caillol | Data Scientist / Automation and Reporting | LyondellBasell | Berre l’Etang, France

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Ben Caillol is a Data Scientist in the Automation and Reporting team at LyondellBasell based at their office in France.

Ben’s responsibilities include standardizing,  automating and monitoring  business processes through the implementation of Intelligent Automation solutions and the use of process mining techniques.

With over ten years’ experience in Information Technology and Business Process Management, Ben’s focus of late has been on End-to-End process optimization, including the rollout of RPA automation in the Procure-to-Pay and Record-to-Report space. He also plays a lead role in the implementation of process mining at LyondellBasell.

Annette Hagemann, ICCE, CPC, CCP | Director of Global Credit | APL Logistics Americas Ltd | Scottsdale, Arizona, USA

Annette Hagemann has enjoyed a long career in credit and risk management, spanning more than 35 years, during which she has worked for a myriad of industries worldwide. Annette has lived and worked in Scandinavia, Germany, France, the U.K. and in the USA. She holds a bachelor of arts degree from Northwestern University, Evanston, Illinois, USA and a master of business administration from the University of Copenhagen, Denmark. Her interests lie in global business, treasury, country risk and new trends in international credit.

Rick Hernandez | Executive Coach, Author and International Speaker, Principal | Syntesis Global LLC | Westlake Village, California, USA

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Rick Hernandez, author of Creating a Culture of Excellence—the 3 Awareness, has a combined 20 years of executive coaching, leadership development and career transition services to executive and management teams committed to personal and organizational transformation. Through his trademarked, Winning Together® conscious leadership and team optimization program, Rick has trained and coached executives, managers and supervisors from Fortune 50/100/500 organizations, such as The Walt Disney Company, NASA's Space Shuttle Mission Engine Program and Chase Manhattan, to The Dole Food Company, ThermoFisher and Intel, to name a few. He has designed and launched key business and culture-specific initiatives that increase leadership influence, reduce communication silos, improve interpersonal communications and increase performance accountability.

Matthew Herzog | Vice President & Underwriting Manager | QBE Trade Credit | New York, New York, USA

Matthew Herzog has assumed the role of vice president and underwriting manager for QBE Trade Credit in North America following more than 10 years with QBE as a senior underwriter and deputy underwriting manager. He is responsible for developing and maintaining relationships with clients and brokers as well as assessing the political and credit risks for companies of all sizes operating domestically and overseas. Technical competencies include debt restructuring; development of underwriting policies, procedures and policy wordings; and data driven pricing methodologies.

Prior to joining QBE, Matthew was a trade credit underwriter at the Export-Import Bank in Washington, D.C., working with small- and medium-sized U.S. exporters. Before becoming an underwriter, he worked in accounting for a consumer products company and in program development for a nonprofit international development organization.

He has a bachelor of arts degree in political science from Indiana University and a master’s of business administration from Thunderbird School of Global Management.

Frank Hommersen | Head of Risk Solutions Central and Eastern Europe | Bureau Van Dijk | Amsterdam, Netherlands


Frank joined Bureau van Dijk's Amsterdam office in October 2007. He has specific expertise in helping Organisations streamline their risk management processes. 

Frank is a permanent member of Bureau Van Dijk’s  global product group for credit risk management where he provides ongoing market feedback to ensure the company’s  product development strategy meets the evolving needs of today’s risk management professionals.

Raimond Honig | CT, Trainer, Author, Speaker, Personal Coach | Zoetermeer, Netherlands

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Raimond Honig is the founder and managing partner of the Credit Management Institute BV in Zoetermeer, the Netherlands. He also holds various executive and advisory positions within the financial services industry. Raimond has run the Credit Management Institute since 2005 together with his life and business partner, Bionda Honig. Raimond moves, touches and confronts students in his workshops and trainings with the real issues of life and the credit management field. He has extensive experience in business services, worked his way up from sales representative to commercial director and started his own company in 1993. After giving leadership to a medium-sized consulting firm in credit management for years, he turned to the path of development and sees it as his mission to make people think and get them on the move. He does this, for instance, in workshops, presentations, trainings, lectures and personal coaching. His style is characterized by respectful confrontation, he challenges individuals to the best of their abilities. Raimond studied educational engineering and graduated cum laude with a master's degree in business administration. He also attended all sorts of education and training courses nationally and internationally in the areas of development and training, coaching, change management, credit management and debt counseling. He has so far written seven books independently and in co-authorship. His penultimate book, Strategic Working Capital, was been nominated as management book of the year in 2014. Raimond is a certified member of the International Board of Certified Trainers, certified personal coach (CPC), certified budget coach and debt counselor.

Richard van Houten | Partner | Bron & Partners | Naarden, Netherlands

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Richard Van Houten studied Business Economics (major in Business Psychology) at the Vrije Universiteit Amsterdam. After working in several management positions in different companies, Richard formed Blue Tree Consultancy in 2003 with a view to helping firms  develop their vision, marketing & sales strategies.

In 2007, Richard  became a Partner at Bron & Partners, Training & Consultancy, and in 2011 he took over the company.

Bron & Partners is a consultancy firm helping Organizations to increase their effectiveness in working methods in five principle areas:

  • Human behavior
  • Neurology
  • Psychology
  • Economy
  • Cultural differences (between generations and Countries)

Richard has previously  spoken at FCIB conferences and  we are delighted to invite him back in 2019, to share his views on the future of  work in the new Digital age with a particular emphasis on bridging the  gap  between Millenials  and  the older generation still in work.

Karin James | Account Director, DACH Market | HighRadius UK Limited | London, United Kingdom

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Karin James is a seasoned sales leader, passionate about Order-to-Cash process automation and an advocate for moving the business of Accounts Receivable from reactive to proactive.

Karin thrives on building authentic relationships, developing new markets and helping her customers achieve their goals.

Danny Kaltenborn | President of the Association of Credit Management | Zurich, Switzerland

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For almost twenty years, Danny Kaltenborn’s career was grounded in  financial leadership positions within the Chemical industry, working for large multi-nationals.

In 2018, Danny changed priorities and began his 2nd career in the development of the Association of Credit Management in Switzerland (ACMS).

Since becoming President, Danny has published the book ‘Credit Risk Management – Code of Best Practice’, and is currently one of the standard textbooks for ACMS’ educational program.

In addition, Danny developed a fully automated web-based credit scoring model, which launched in 2019 under the title of and has been nominated for a FinTech award in India.

Dr. Knut Pawel | Head of Risk Analytics and Model Development, Group Risk Management | Atradius Crédito y Caución S.A | Cologne, Germany

Knut Pawel is responsible for Risk Analytics and Model Development. His team of quantitative analysts develops, calibrates and validates internal rating models, probability of default and loss given default models as well as pricing models.  Beside the statistical aspects, a special focus lies on economic sense checking of the models and explaining them to internal and external clients..

After completing his PhD in Mathematics, Knut started his career with Atradius in 2001 as a quantitative analyst. As such, he developed and validated statistically based rating models. In 2007 he took over responsibility for the Buyer Rating area within Group Risk Management. In 2016, his team’s brief was widened to include pricing models.


Pia Porvari, CICP | Director, Customer Operations in Finance | Finance & Control

Pia Porvari joined UPM in 1995, working in various credit risk management positions until 2009 when she was appointed as the head of credit for UPM Group, the Biofore company that leads the integration of bio and forest industries into a new, sustainable and innovation-driven future.

During her 20 years at UPM, Pia has gained wide experience on leading multinational teams, trade credit, credit insurance, change management and shared service centers, and had a key role in leading the change from decentralized to globally centralized credit risk management within UPM Group. She is also a member of UPM Finance & Control Management Team and has overseen several mergers and acquisitions. Pia has a global responsibility for UPM Group's credit insurance schemes, credit risk portfolio and credit risk management strategy.

Pia currently serves on FCIB’s European Advisory Council and has recently spoken at FCIB’s conferences in Europe and the U.S.

Matt Tipper | Business Growth & Partner Director | Rimilia | Bromsgrove, United Kingdom

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Matt is an experienced sales consultant and leader, specialising in SaaS Finance and automation platforms.

With over 15 years of experience in this sector, Matt has worked alongside many global organisations helping them adopt best of breed finance transformation technology.

Working with Rimilia for the last 5 years, Matt has been at the forefront of the Intelligent AR automation revolution and continues to drive business and partner success at Rimilia.

Faysal Kadi Wahabi | Senior Credit Manager | LyondellBasell | Rotterdam, Netherlands

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Faysal Kadi Wahabi is the Senior Credit Manager at  LyondellBasell with  responsibilities for international risk assessment through detailed financial analysis, encompassing trade references, customer performance and determining the manageable risk level to the Company.

Amongst his many skills, Faysal is responsible for managing and training a team of 10 Business Credit Analysts and 6 Credit Collectors, ensuring quality portfolio risk management, whilst facilitating sales to worldwide customers.  He is also responsible for reviewing, maintaining and implementing changes to the corporate credit policy and procedures as necessary.
Faysal is a dedicated senior professional with experience in developing and implementing process efficiencies, coaching and guiding other credit professionals in addition to  developing financial and business strategies. He has 20+ years’ experience in Credit Management, Risk Management, Business Analysis and is known for his project and people management skills.
Faysal is a Certified International Credit Professional (CICP) and currently serves on FCIB’s European Advisory Council making significant contributions to FCIB’s educational offerings to its worldwide membership base.

Peter Wahnschaffe | Team Lead / Credit Management Systems | Global Credit Management, BASF SE | Ludwigshafen, Germany

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Peter Wahnschaffe began his career in international plant engineering within the Health Sector after graduating with a Master’s degree in Economics.  During his academic career, he also studied Artificial Intelligence.

Peter joined BASF in 2002, where he held various roles within the Finance Department.  In 2011, he joined the global credit management team to assist in the development and transformation of the global OTC processes where he demonstrated his expertise in applying innovative digital methodologies to the OTC cash process, embracing leading edge Artificial Intelligence methodologies.  He is also engaged in big data technologies with a view to redefining state-of-the-art credit management.

Peter’s focus on processes and Credit& Collection tools has a global scope, demonstrating his expertise in regional markets, effective management of global & cross-functional project teams and agile management approaches.

Peter currently serves on FCIB’s European Advisory Council.

Edo Zorge | Teamleader Credit Polyolefins | Treasury & Funding Department | Borealis Polymers NV | Mechelen, Belgium

Edo Zorge has enjoyed a long career in credit and risk management for more than 25 years during which he has worked for different industries. The credit management seed was planted when he joined Dutch credit insurer NCM, now Atradius, where he held various sales positions home and abroad. After several credit management positions in the logistics, financing and metals industry, he now leads a team of credit analysts for polymer producer Borealis in Belgium. Edo’s main focus lies on credit management innovation, credit processes and automation.

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